Archive for October, 2009

How Should I Structure My Cv to Find a New Accountancy Job?

Posted on October 31st, 2009 in Finance jobs | No Comments »

When you are searching for your next Accountancy Job, your CV is one of many that will find itself into a recruiters hands, so it is vital that it is well-presented and has the correct structure to it. If you start with general hobbies, put your accountancy roles at the end and have contact details mid-way through, you will not give off a good first impression.

To begin with, prepare a list of all your competences, skills and experiences that you can think of, including specifically those relating to your Accountancy Career and experiences. Try to pinpoint those points that make you stand out from others.

A CV’s structure is fairly standard and should begin with the most relevant information. Try to follow the following format:

Personal Details: including Name, Date of birth, Contact details, Nationality etc

Work Experience: with the most recent job first, write down in order those companies you have previously worked for. If you have many years experience, write down all the accountancy jobs you have done, highlighting all your skills and abilities that are most relevant to the new accountancy role you are going for. If you have only some minor work experience, then ensure you mention this – in this case make sure you state any Accountancy work that you have been involved in. After writing the company name, state your role, the dates you worked there, and a brief description of your tasks, responsibilities and achievements. “Try to tailor this section to the accountancy role you are going for as much as possible.”

Achievements: think about what achievements you have made and list those most recent, especially those that may have occurred whilst working in a previous Accountancy role. Employers will deduce a lot about you from what you decide to be important.

Education and Qualifications: with your most recent qualification first, list the full degree/qualification, where you studied and what you achieved. Focus on GSCE and above and ensure you mention any professional accountancy qualifications you have e.g. ACCA, CIMA, ACA etc

Extra-Curricular Activities: keep this relatively short and mention your interests and hobbies. Think about memberships of sports teams/drama societies. Try to keep it purposeful.

General Skills: mention if you have a driving licence, what courses you have attended, foreign languages and IT skills at the end. This is less relevant to your work experience, qualifications and education so put it at the end.

References: you do not need to mention references but you can however write ‘Reference available on request’ and the employers can then contact you if they need them.

Once you have the structure and decided on the content, you also need to think about the presentation. Good CV’s are logical, clear and concise, so by keeping to the structure described above, you will make it easy for the reader to see your highlighted information and match it to the criteria they are looking for. It will show them that you are also capable of pulling out the most important aspects required for the Accountancy Job you are applying to.

Student Finances: Arrange Your Child’s Education In An easy Way

Posted on October 31st, 2009 in Personal finance | No Comments »

Do you want to continue the study of your children without any break? Are you unable to meet the expenses of your kid’s education due with your limited monthly income? If yes, you need to avail student finances that are designed only for you. The one and only purpose of designing this kind of assistance is to help poor people arrange education for their children in an easy way. This kind of loan or monetary support is arranged through government, private lenders, colleges, as well as bank.

In present times, when education has become the compulsory part of life and anyone can do nothing without education, people try to educate their children in a perfect way. These finances are offered for people who are unable to cope with the expenses of education with their small monthly earnings.  The good notion of these finances is that they are offered for a long time-tenure and some loan amount is repaid by the government in form of grant.

With the help of the student finances, you can buy books, computer, pay off the hostel charges of your child, school fees and some other essential expenses. The parents don’t need to worry about to repay the loan amount because these finances have to be repaid when the students complete their education and get jobs. The borrowers can gain an amount ranging from £1000 to £10,000 through the student finances for long time.

The applying process for the finances is quite easy through online mode. You can even ask the college to provide you with monetary support where you are applying for studies. This kind of financial support is also arranged for people with bad credit because there is no process of previous credit check in order to offer it. Hence, if you are suffering from bad credit history, you don’t need to worry as you can also arrange education for your children.

Cheap Used Car Finance – Buying Cars Cant be Cheaper

Posted on October 30th, 2009 in Car finance | No Comments »

Convenience and affordability go hand in hand. All one looks for in life is an affordable convenience to meet problems if any. If standing in queues to reach your office every morning or lack of freedom of quick mobility around the city happens to be your problem you lack in adequate finances to buy a car then you should better look to Cheap Used Car Finance.

This is available as secured and unsecured type. A secured one requires borrower to place assets as security against the loan amount. In unsecured cheap used car finance, borrower is free from keeping any security. This enables all tenants and non homeowners to avail this loan facility. An amount approved through this finance depends on equity in the property placed as collateral. And in general it hovers around £20000. An unsecured form doesn’t support such large amount but a substantial sum can be obtained depending on your repaying potentials, credit history and also lender’s policy. Rate is a variant and is lower with secured while it’s a bit higher in cases of unsecured finance. Since you are buying a used car, lender will approve cheap used car finance for short repayment duration. A non repayment in case of secured option can land your property in trouble of legal seizure by lender which not so in case of unsecured finance. But it is wise to practice sincerity with repayments.

The main advantage of finance for used cars is that it is cheap when compared to normal loans. The borrower is charged a low interest rate against the loan amount he applies for. Apart from this there are either no upfront and processing fees.

Cheap used car finance is better options compared to other mode of car finance. But the way of availing the right deal may be tricky. So the borrower is advised to search for the best suited deal of all. And an online search can yield results in no time with minimum effort.

Summary

Cheap used car finance provides money to buy second hand or used cars. They can be availed either in secured or unsecured way. To go for one is entirely your choice. These are really cheap and lenders take every step to justify this.