Posted on November 30th, 2011 in Credit | Comments Off
Are you unable to pay your credit card? If you are worried about bankruptcy or constant phone calls from your credit card company then there are two options to help you – a debt management plan and an Individual Voluntary Arrangement (IVA).
Unable to Pay Your Credit Card?
If your business recently began accepting credit card payments, you may be wondering how long you need to keep the receipts for.
On the other hand, other records and receipts – such as credit card receipts – can be discarded after an allocated periods.
If you can’t present your original credit card transaction receipt, you may have trouble settling the dispute with the credit card company.
Once you are finished with any sensitive documents such as credit card receipts, you should shred the paperwork immediately.
Posted on November 30th, 2011 in Credit | Comments Off
Most people are forced to learn about loan modification because they are facing foreclosure.
The easiest modification method is extending the term of the loan.
Are you still wondering if a loan modification is for you? Loan modification: Role of a hardship letter
Loan modification is something a lot of you may be looking forward to. I would like to apply for a loan modification. I need help with what I need to do if I want to get loan modification?
Items you would need to keep handy when seeking loan modification:
- A hardship letter mentioning why you would like to go for a loan modification.
- Documents for income and expenditure.
- All correspondence that you have with the lender.
- Your last pay stubs.
- Bank statements for 3 – 6 months.
- All mortgage paper work.
- Your (homeowner) name, address and account number
- Specific dates of hardship (if any in particular)
- The kind of hardship you are gong through and the reason for the hardship
You may either do it yourself or get a loan modification company to do it for you.
Posted on November 30th, 2011 in Credit | Comments Off
No fax payday loans have emerged as a great financial solution for those who need instant cash to meet urgent financial needs. If you borrow 1500 dollars, you will be paying the additional interest on 1000 dollars.
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